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Middletown Car Accident Lawyer

Did you get hurt in a Middletown car accident that left you with painful injuries, mountains of medical bills, and the inability to return to work? If so, you’re not alone. Middletown residents suffer severe injuries in car accidents every year, and many struggle financially afterward. You may, however, demand money for your losses by filing a car accident claim. Recovering full compensation for a car accident claim isn’t easy, but a skilled Middletown car accident lawyer can help you.

At The Flood Law Firm, our Middletown car accident lawyers understand the challenges you’re up against after a wreck. Our experienced team can handle the legal details of your injury claim while you focus on your recovery. We can build a strong case and stand up to the insurance companies on your behalf, working tirelessly to maximize your settlement every step of the way.

To learn more about seeking financial relief after a Middletown car crash, contact our firm for your free initial case review.

Why Choose The Flood Law Firm?

​Middletown Car Accident LawyerWhen you get hurt in a Connecticut car accident, you shouldn’t have to deal with the aftermath alone. The Flood Law Firm can help you through this challenging time. Our firm has more than a decade of experience defending the rights of local injury victims and families. We have recovered millions of dollars in fair compensation for our deserving clients. We’re proud that our peers in the legal community frequently trust us to assist them when they have strong but difficult claims.

Our attorneys are too familiar with big insurance companies’ tactics to pinch pennies and deny claimants the money they need. Insurers commonly imply that crash victims are at fault for their injuries, hire experts to dispute the evidence, and point to confusing policy language to reject valid claims altogether. And when crash victims try to fight back against these unfair odds alone, many walk away with far less compensation than they deserve.

That’s where our Middletown car accident lawyers come in. When we handle your case, we focus on your overall well-being and long-term needs so you don’t have to settle for less. Many insurance companies will offer quick settlements for much less than the actual value of your claim, and accepting one means signing away your right to claim additional compensation in the future. For this reason, it’s vital to have an attorney negotiate on your behalf and get things right on the first try.

At The Flood Law Firm, we have a proven track record of securing favorable results for those we represent. We have a reputation for success in and out of the courtroom, so when we come to the negotiating table, the insurance companies know we mean business. That means we settle more cases for more money without going to trial. We also pride ourselves on our accountability, direct communication, and commitment to personalized attention.

Let us navigate the complicated legal details of your car accident case while you take the time you need to heal. Our initial consultations are always free, and we won’t charge you for our services unless we recover money for your claim. Stop by our convenient location on Washington Street in Middletown, right near Wesleyan University, to meet with us in person. We can also speak with you virtually or by phone at your convenience. Call The Flood Law Firm today, and let us fight for you.

How Much Is My Car Accident Injury Case Worth?

Best Law Firm 2023The value of your unique car accident claim can vary considerably depending on the circumstances. Some factors that might affect how much your case is worth include the severity of your crash injuries, the costs of necessary medical treatments, and how your injuries affect your ability to work.

The amount of money you can recover might also change depending on the number of parties involved, who is at fault for the accident, and the types of insurance coverage available.

When you work with The Flood Law Firm after a Middletown car accident, we can pursue compensation on your behalf for the following types of losses:

  • Medical expenses you incur because of your accident-related injuries
  • Incidental costs, such as travel expenses for doctor’s appointments
  • Lost income from any time you miss work while you recover
  • Losses in your lifetime earning capacity due to permanent injuries
  • Subjective losses, such as your pain, suffering, and lost quality of life
  • The costs of repairing vehicle damage or replacing a totaled vehicle

Middletown Car Accident Facts and Statistics

Middletown is almost precisely in Connecticut’s center, between New Haven and the capital city of Hartford. Due to its central location, Middletown is a convenient hub for people who commute to nearby towns and cities, so local roads are constantly busy, and traffic accidents are frequent.

Middletown is also home to multiple higher education institutions, including Wesleyan University and Middlesex Community College. As a result, pedestrian traffic, inexperienced driving, and driving under the influence are common causes of accidents when school is in session.

Let’s review some recent statistics from the Connecticut Crash Data Repository (CTCDR) that show how common accidents are in Middletown:

  • Just one year saw 96,167 reported car accidents in Connecticut.
  • Those 96,167 accidents resulted in more than 24,000 reported crash injuries and 217 deaths statewide.
  • Also that year, 1,340 reported car accidents in Middletown constituted roughly 1.4 percent of all accidents statewide.
  • That year 330 people suffered crash injuries.

If you get hurt in a car accident in Middletown, you need a lawyer who understands how these laws might apply to your case:

  • Connecticut’s mandatory auto insurance law. When someone causes an accident in Connecticut, the law makes them responsible for the financial consequences of their actions. All drivers registered in Connecticut must have at least $25,000 per person and $50,000 per accident in bodily injury liability coverage and at least $25,000 per accident in property damage liability coverage.
  • Connecticut’s modified comparative negligence law. Connecticut follows a modified comparative negligence doctrine, which allows injury victims to file claims against other parties as long as their fault for their own injuries does not exceed the cumulative total fault of all other parties. If an at-fault victim files such a claim, the amount of money they can recover decreases based on their percentage of fault.
  • Connecticut’s statute of limitations. This law imposes a two-year time limit on your ability to file a personal injury lawsuit after an injury. If you wait longer than two years after an accident to file a lawsuit, a judge could dismiss your case, ending your right to demand compensation in court.

Types of Car Accidents and Car Accident Injuries

No two car accidents are the same. Every accident has unique contributing factors, from minor fender benders to multi-vehicle pile-ups.

Below, we discuss some of the most common types of car accidents in Middletown and how these collisions occur:

  • Distracted driving accidents. Distracted drivers cause accidents when they focus on visual, manual, or cognitive distractions instead of the road ahead.
  • Impaired driving accidents. Drivers are more likely to crash when intoxicated by alcohol, recreational drugs, and even certain medications.
  • Drowsy driving accidents. Drowsy drivers, who are more likely to drift into other lanes or nod off at the wheel, can be just as dangerous as drunk drivers.
  • Reckless driving accidents. Reckless drivers cause accidents when they speed, follow too closely for conditions, and ignore traffic safety laws.
  • Aggressive driving accidents. Aggressive drivers go one step further than reckless drivers by actively trying to intimidate or harm other road users due to road rage.
  • Accidents due to driver error. Drivers who are young, inexperienced, or confused sometimes cause accidents due to driving errors, like failure to yield.
  • Mechanical defect accidents. When vehicles have mechanical defects due to manufacturing issues or poor maintenance, they are more likely to crash.

The impact force is immense when a vehicle hits another vehicle or object at speed.

People inside or near vehicles that collide absorb some of this force upon impact, which often causes serious injuries, such as:

  • Head and neck injuries
  • Traumatic brain injuries (TBIs)
  • Back and shoulder injuries
  • Spinal cord injuries (SCIs)
  • Seatbelt and airbag injuries
  • Abdominal and internal injuries
  • Dislocated or broken bones
  • Permanent scarring and disfigurement
  • Soft tissue strains and sprains
  • Road rash and other burn injuries
  • Emotional and psychological injuries

Filing an Insurance Claim After a Car Accident

Super Lawyers Top 50 Connecticut Lawyer AwardMany car accident victims struggle to get adequate compensation for their injuries and other crash-related losses. Insurance companies are more interested in protecting their bottom lines than paying crash victims the money they deserve. As a result, many insurers do everything they can to pay out as little as possible for valid accident claims.

Working with a seasoned personal injury lawyer is the best way to get full compensation after a car accident. An attorney can anticipate how insurance companies might dispute or deny your claim and develop compelling counterarguments. They can also gather useful evidence and prepare a robust and error-free claim on your behalf. A lawyer can also pressure the insurance company during negotiations to get the best settlement possible.

At The Flood Law Firm, our Middletown injury lawyers will work diligently to put as much money in your pocket as possible. Let us deal with the time-consuming and complicated details of your accident claim so you can get your life back on track.

What to Do if  a Car Accident Hurts You

After you go to the doctor for treatment after a car accident, to protect your rights and get started with your injury claim:

  • Follow the care plan your doctor recommends.
  • Document your recovery by writing about it in a pain journal.
  • Gather evidence like photos and witness statements from the crash scene.
  • Keep copies of your medical bills and documentation of lost wages.
  • Watch what you say to others or post online while your claim is ongoing.
  • Discuss your case with a trusted attorney before speaking to anyone else.

Car Accident FAQs

Here are some straightforward answers to questions many people have after a Middletown car accident:

How Do I Prove My Car Accident Injury Claim?

Our attorneys can help you prove your car accident injury claim by gathering:

  • Copies of official crash reports
  • Photos of the accident scene
  • Photos of your visible injuries
  • Photos of vehicle wreckage
  • Video footage of the collision
  • Statements from eyewitnesses
  • Testimony from expert witnesses
  • The other driver’s cell phone data
  • The other driver’s GPS data

What Do I Do if the Other Driver Has No Insurance?

You could still recover compensation for a car accident if the other driver has no insurance. If you purchased uninsured motorist (UM) coverage or medical payments (MedPay) coverage as part of your auto insurance policy, you could file a claim with your own provider. You could also get compensation for your medical expenses through your health insurance provider. A knowledgeable car accident attorney can review your situation and help you understand your options.

Do I Need a Lawyer for My Car Accident Claim?

Yes. The right lawyer will have the experience and resources necessary to handle every aspect of your case and get you the compensation you deserve. Your attorney can estimate a fair value for your claim and negotiate aggressively with the insurance company to maximize your settlement. And if the other side refuses to play fair, a good lawyer won’t hesitate to take legal action on your behalf.

Contact a Car Accident Attorney in Middletown

Brian M. Flood

Middletown Car Accident Lawyer, Brian Flood

You deserve professional and compassionate help as you recover from a Middletown personal injury lawyer. The Flood Law Firm is here to protect your rights, handle the messy legal details, and secure full compensation for your losses. Call our firm today at (860) 346-2695 or contact us online to learn more about how we can help in a free initial consultation session.

The Flood Law Firm – Middletown Office

190 Washington Street

Middletown, CT 06457

Phone:860) 346-2695