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How Safe Are Patients in Connecticut Nursing Homes?

connecticut nursing home abuse attorneys protecting our elder loved onesNo one can defy the inevitable aging process. As parents, grandparents and other loved ones mature in age, it can become increasingly difficult to provide the care they need. Many families turn to nursing homes to entrust their loved ones, too. But before pursuing that option, have you thought to ask, “How safe is my family member in a Connecticut nursing home?” Continue reading

Distracted Driving Awareness: Be the Driver You Want Your Teen to Be

Set The Right Example For Your Teen Driver

April is distracted driving monthFor many of us, it’s easy to dismiss the seriousness of sending a text while driving or fiddling with the radio more than watching the road. But this is distracted driving and it takes on many forms.

The Centers for Disease Control and Prevention (CDC) reports that more than eight people are killed each day in the United States due to distracted driving. The most alarming truth about this statistic is the fact that these types of crashes are preventable.

April is Distracted Driving Awareness Month

While safe driving techniques are important all year long, there is no better time than now to make smart choices behind the wheel and set good examples for your teen driver. Continue reading

Are Mobile Apps Distracting Drivers?

Many things can distract drivers.

Taking in a colorful sunset, passing the wreckage of a collision or even a crowd on the street corner can make “rubbernecks” of most of us.

But what about distractions that come from inside your car? No doubt, distracted driving can look like a lot of things. Still, now more than ever, collisions linked to unfocused driving have one common factor: smartphones.

distracted driver on cellphoneRoughly 330,000 injures each year are linked to accidents caused by texting while driving, says the National Safety Council. With mobile apps like Facebook Live, Snapchat, Instagram and FaceTime making it easier than ever to be social, smartphone apps like these aren’t going anywhere.

Is texting while driving worth an arm or a leg? How about a life? Continue reading

Is My Injury Settlement Taxable?

According to the US Department of Treasury, the IRS received more than 137.3 million tax returns in 2015. Was yours one of them?

Taxable Accident Injury SettlementKnowing what to claim when you file your taxes each year can sometimes be confusing. If you were awarded a personal injury settlement in 2016, you may be wondering if you are legally obligated to claim it. This page details what you need to know about your personal injury lawsuit settlement when filing your taxes.

Asking an accountant or tax professional when you have questions about your individual situation is always best, and can save you a great deal of time and inconvenience. The attorneys at The Flood Law Firm have decades of combined legal experience working with victims of personal injury accidents.

If you have recently been involved in a collision and have questions about your rights, we want to hear from you. You can get a free, zero obligation and 100% confidential consultation today by calling us at 860-346-2695. You have nothing to lose, and we can help answer all your questions.

Settlements for Personal Injury Are Not Taxable

Are legal settlements taxed? Simply put, no. While legal settlements are not taxed, the law is not so cut-and-dry.

The IRS affirms that if you are compensated for a personal injury sustained during an accident, that money is federal-income-tax-free. Compensation for emotional pain and suffering is also tax-free, though not on every occasion. To avoid paying taxes on this money, you must prove that your emotional or mental distress was directly related to the injury you sustained during the wreck.

If you are awarded money for medical expenses, this also is tax-free.

However, the law changes if you claim a tax deduction for expenses that are later reimbursed. It’s important to note that if you previously benefited from a deduction and later receive compensation, you are legally required to pay taxes on those monies.

When a Settlement Is Considered Taxable

There are specific examples when an injury settlement is taxable.

For example, when seeking compensation following a personal injury accident, you are not permitted to deduct attorney fees on your taxes.

If you have an injury that prevents you from working, you may sue for lost wages and any money you are awarded will be taxable income. The reason for this is the IRS considers this to be “normal income,” and the settlement will count as regular employment earnings and will therefore be taxed as such.

If you have questions about your injury settlement and how it affects your taxes, you can set aside a portion of this money as a precaution. This simple measure could save you time and inconvenience until you have a chance to speak with an attorney.

Speak to a Personal Injury Attorney

Have you been involved in an accident that left you with a personal injury? If so, The Flood Law Firm wants to hear from you. From making phone calls to collecting medical records, we have the skills and experience to handle every aspect of your case. You can spend your time focusing on what really matters, such as your healing.

For a free, no-obligation consultation, call us today at 860-346-2695. Not only can we help determine your best options for moving forward, we can also answer any questions you have pertaining to a lawsuit or potential settlement. Let us be your advocates!

The Importance of Taking Photos for Your Personal Injury Case

Let’s face facts: Accidents are a common component of life. And while many try to do their best to avoid mishaps that may include car crashes, burn injuries and dog attacks, there are times when casualties happen regardless of a person’s cautious behavior, resulting in personal injuries.

accident claim tip photograph property damageIf you do happen to be involved in a situation that involves personal injury — no matter the capacity — it’s imperative to take photographs as evidence for your case. The images you collect should clearly capture the details of the scene, collecting even the most minor details may result in helping your case. Remember, the more evidence you can offer regarding the accident, the better the chance of proving your case.

Have you or a loved one already been involved in an accident that has resulted in a personal injury? If so, contact The Flood Law Firm today for a free, no-obligation consultation. While we may not be able to undo your pain and suffering, we do everything in our power to ensure that, moving forward, your claims process is made as convenient as possible. Continue reading

4 Signs That Your Insurance Company May Be Acting in Bad Faith

If you’re a licensed driver, you legally need to be covered by car insurance. Yet, finding a provider that is affordable and trustworthy can be difficult. From minor fender benders to severe collisions, it’s important to find a company that is reliable – no matter what type of accident you may find yourself involved in.

At The Flood Law Firm, we want to help ensure that your existing provider is accountable, and acting in good faith. This page will give you a better understanding of bad faith insurance, and how to determine if it’s currently affecting you. However, if you already suspect your insurance company is taking advantage of you by not processing your claims, then contact our professional team of attorneys today by calling (860) 346-2695.Insurance bad faith

What Is Insurance Bad Faith?

When it comes to investigating a claim, insurers are “supposed” to act in good faith. Unfortunately, too many companies are more interested in protecting their profits instead of their clients. You may pay your premium every month, and on time, but still find your provider to be antagonistic after filing a claim. If you’re unaware of your rights, you could be a victim of insurance bad faith, which has the potential to be costly. Following an accident, if your provider is particularly difficult, you may have a problem. Know the signs! Continue reading

Social Media Can Harm Your Personal Injury Case

According to Statista, Facebook has more than 1.79 billion active users worldwide. When you consider that figure, it’s imperative to remember that anything you post on the Internet (i.e. Facebook, Twitter, Instagram, LinkedIn, etc.) has the potential to be used against you as evidence in a personal injury case.

Be cautious of what you choose to share online, as it could affect the ruling of your lawsuit.

Social Media UseThe following article will present tips on how to protect yourself (and your case) in regards to your social media accounts. Continue reading

5 Holiday and Snowy Travel Tips for 2017

The weather has begun to turn cold, the number of shopping days are quickly dwindling, and our natural instinct is to make like local wildlife and hibernate. From cozying up to the fireplace to cooking heartwarming treats, winter gives us more and more reasons to stay inside.

However, winter also brings one compelling need to venture out: the holidays. You can anticipate that in December, people around the country will get out, brave the cold and make their way to the homes of family and friends for celebrations.

Holiday travel can be plagued with a variety of pressures — the threat of inclement weather, the complexities of traveling with children and, above all, the urgency to reach your destination on time.travel tips happy baby Whether you’re going from place to place by car or plane, holiday travel can get pretty stressful — especially when you’re sharing the experience with thousands of other people who may feel equally stressed out. Continue reading

Connecticut Baby Car Seat Safety

Car Seat SafetyAs a new parent, there’s probably nothing you’ll obsess over more than the safety of your child. In a crib, you have more control over your infant’s world, but preparing your child for trips on the open road can be a much more intimidating ordeal.

More than 121,350 children were injured in motor vehicle crashes as recently as 2014, according to the CDC.

How to Best Protect Your Children

A safe vehicle and careful driving habits are essential when transporting your child, but a good car seat can act as insurance in case an accident does happen. There is no excuse not to have a car seat for your child. They are available for any child regardless of body type, and the manual that comes with it provides details on the height and weight specifications for the seat.

Continue reading

You Could Be Paying More for Car Insurance Than Someone with a DUI

When it comes to car insurance, the majority of drivers have one goal in common: to get as much coverage for as little money as possible. If you’re like the majority of Americans, the care you take while driving each day is as much about keeping your monthly premium down as it is about protecting yourself and others on the road.

But what if you found out that your basic assumption about insurance is wrong?

Research Compared Quotes for Moderate and High Income Drivers

A recent study from the Consumer Federation of America revealed a shocking injustice in how drivers’ policies are treated. The study revealed that insurance providers routinely charge higher-income drivers less for the same car insurance policies that middle-income drivers carry. Continue reading